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Banking, microfinance, insurance Jobs in Abuja, Nigeria
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Trident Microfinance Bank
Relationship Officer (Deposit Mobilization)
Abuja, Nigeria
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Fairmoney Nigeria
Collections Specialist
Abuja, Nigeria
Closing: Jun 30, 2024
2 months remainingPublished: May 2, 2024 (13 days ago)
Job Requirements
Education:
Work experience:
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Job Summary
Contract Type:
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Requirements
- B.Sc. / HND (or OND with 4 years experience in the microfinance industry).
- Prior experience as a loan officer in a financial institution.
- Good verbal and written communication skills
- Strong negotiation and interpersonal skills
- Candidate should be resident in Abuja or environs.
Responsibilities
Requirements
- B.Sc. / HND (or OND with 4 years experience in the microfinance industry).
- Prior experience as a loan officer in a financial institution.
- Good verbal and written communication skills
- Strong negotiation and interpersonal skills
- Candidate should be resident in Abuja or environs.
Job Description
The relationship officer would be responsible for the following;
- Mobilization of Funds (Deposit) from High yelding customers
- Mobilization of customers for small business loans within Abuja and its environs, majorly Wuse, Utako, Garki, Kubwa markets, etc.
- Generate leads into any of the Fast-Moving Consumer Goods (FMCG) markets through key distributor schemes.
- Signing on, restaurants, supermarkets, pharmacies, food vendors (online & offline).
- Contractors/Suppliers of NGOs etc.
- Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures.
- Participation in credit committee for loan appraisals where required.
- Recovery of overdue loans while ensuring cordial and long-term relationship with customers through excellent customer service.
- Appraising client’s business and capacity to service requested loan.
- Capture all required information (i.e. client & guarantor’s name, address & image. Business image and address).
- Post-disbursement monitoring.
- Maintaining a healthy portfolio.
- Any other responsibility assigned by the Bank.
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